FinanceOS · Powered by Claude AI

Your finances,
finally intelligent

Stop guessing where your money goes. FinanceOS tracks every account, auto-categorizes every dollar, and lets a Claude AI agent answer questions and set budgets on your behalf.

No credit card · Privacy-first · No third-party ads

✦ 3 insights

Net Worth

$47,284.50

+$1,240 this month

Coffee & Snacks
-$12.40
Direct Deposit
+$3,500.00
Netflix
-$15.99
Groceries
-$84.22
Food & Dining$340 / $400
13 financial modules
Claude AI built in
100% private
$0 ads, ever

How it works

Up and running in minutes

No bank sync required. No subscription fees. Just your finances, finally organized.

01

Add your accounts

Import from CSV, paste transaction history, or add accounts manually. FinanceOS handles the categorization automatically.

02

Everything tracked automatically

Budgets fill in, subscriptions surface, savings goals update in real time. One dashboard for your entire financial life.

03

Ask the AI anything

"How much did I spend on dining?" "Am I on track for my savings goal?" Your AI agent knows your full financial picture.

Features

Your entire financial life, in one place

From daily spending to savings goals to tax estimates — it's all here.

DashboardNov 2025

Net Worth

$47,284.50

↑ 2.7%

$5,240

Income

$3,812

Expenses

$1,428

Saved

Checking
$12,450
High-Yield Savings
$28,000
Chase Sapphire
−$6,165
Dashboard

Your full financial picture

See every account, every dollar, and your net worth trend at a glance. FinanceOS surfaces what matters — flagged transactions, budget warnings, and upcoming bills.

  • Net worth tracking across all accounts
  • Monthly income vs. expense snapshot
  • Flagged unusual transactions
  • Upcoming bill reminders
Budgets4 of 6 on track
Food & Dining$340 / $400
Entertainment$210 / $300
Shopping$520 / $500
Transport$85 / $200
Total spent this month$1,155 / $1,400
Budgets

Budgets that actually work

Set spending limits by category, track progress in real time, and get alerted before you overspend. Finally, budgets that bend to your life.

  • Category-based limits
  • Real-time progress bars
  • Overspend alerts
  • Monthly vs YTD view
FinanceOS AIlive
How am I doing this month compared to last?

You've spent $1,842 vs $2,200 last month — down 16%.

Savings rate is 27%, up from 18%. Great progress!

Where am I overspending?
Shopping is over budget by $20. Want me to set a tighter limit for December?
Ask anything about your finances…
AI Agent

AI that knows your money

Ask anything, get real answers. The AI reads your actual transaction history and gives specific, actionable insights — not generic advice.

  • Natural language Q&A
  • Anomaly detection
  • Savings goal nudges
  • Personalized weekly review

Subscriptions

Track every recurring charge. Never miss a renewal or surprise charge again.

Tax Estimator

Estimate your federal tax liability at any point in the year.

Savings Goals

Set goals, track deposits, and get AI nudges when you fall behind.

Investments

Log and monitor your investment portfolio alongside your accounts.

AI Agent

Your finances have a voice now

Ask your AI agent anything — it reads your actual accounts, understands your spending patterns, and takes action on your behalf. Not just a chatbot. Actual intelligence.

  • Answers questions in plain English
  • Detects unusual charges before you do
  • Sets and adjusts budgets on your behalf
  • Generates a weekly spending review
Try the AI →
FinanceOS AIonline

Starting conversation…

Ready to finally understand your money?

No credit card. No bank connection required. Get started in under a minute.

Privacy PolicyTermsBuilt with Claude AI